Insurance 4 You

Star Health Insurance Highlights 

• Wide Sum Insured Options
  Choose coverage ranging from ₹2 lakh up to ₹2 crore across individual or family floater plans

• Extensive Cashless Network
  Access over 14,000 network hospitals across India; 90%+ claims settled within 2–3 hours.

• Automatic Restoration & No-Claim Bonus
  Sum insured auto-restores after use; enjoy 20% cumulative no‑claim bonus every claim-free year.

• Day Care & Pre/Post Hospitalisation Coverage
  Covers daycare treatments (<24 hrs.), 30–60 days pre‑hospitalization, and 60–90 days post‑hospitalization.

• Modern & AYUSH Treatment Included
  Coverage includes therapies like Ayurveda, Homeopathy, oral chemotherapy, robotic surgeries, etc.

• Wellness Programs & Preventive Benefits
  Offers free annual health check‑ups, fitness incentives, mental health support, e‑medical opinions, and more.

• Flexible Add‑On Covers
  The “Extra Protect” rider boosts room rent limits, non‑medical/AYUSH coverage, home care, bonus protection, and deductible discounts up to 30%

• Specialized Plans Available

• Young Star: No room rent cap, automatic restoration, and up to 20% bonus for age ≤40

• Cardiac Care (Platinum): Focused on heart treatments, pacemakers, transplants, with sum‑insured bonuses 

• Women Care: Maternity & childbirth benefits, entry during pregnancy, spread-out premium payments.

New India Assurance (Government-Owned PSU) 

• Century-Old Credibility
  Founded in 1919; India’s largest general insurer with global presence in 28 countries and a solvency margin of 2.3×

• Owns Diverse Product Range
  Provides motor, health, travel, marine, aviation, personal-accident, property, rural, and specialized industry insurance.

• Health Policies with Cashless Facility
  Premier mediclaim includes cashless access tied to wide hospital networks.

• Trusted Motor Coverage
  Private and commercial vehicle insurance against accidents, theft, and natural disasters.

• Specialized Insurance Offerings
  Includes personal accident, household, office protection, aviation cover for private and scheduled aircraft, and rural insurance 

• Cashless treatments in thousands of hospitals with fast 2–3 hour claim settlements.

• Inclusive of modern & AYUSH therapies, daycare, maternity & specialized health plans.

• Boosted protection via riders: higher room rent, bonus guard, home care, and AED.

• Comprehensive non-health covers: motor, travel, marine, aviation, property & personal accident.

• Seamless online access: quotes, policy issuance, and renewals—fast and user-friendly.